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Insurer-side claims infrastructure · Motor TP / MACT

Know where every claim stands.

NRD retrieves, structures and stress-tests the evidence behind every motor and MACT claim, and gives your claims team a live view of exposure, reserves and where each file is weak.

● DPDPA-aligned● CERT-In● Per-insurer isolation

Built for a regulated buyer

India-resident · audit-logged · isolated

Data stays in India

All claimant data processed and stored in ap-south-1 (Mumbai). Consent manager, retention TTLs, 72-hour breach workflow.

DPDPA 2023

CERT-In aligned

180-day log retention, 6-hour incident reporting, NTP-synced clocks, continuous monitoring.

CERT-In 2022

Encrypted per-tenant

AES-256 at rest via customer-managed KMS keys. Immutable audit archive on Object-Lock (WORM).

KMS · WORM

Hard tenant isolation

Your claim file never touches another insurer's tenant. Lanes stay separate — enforced, not promised.

per-insurer

Chain of custody

Every retrieved document carries a tamper-evident, timestamped, court-ready certificate.

BSA S.63

The structured-evidence layer between insurers and claim reality

Intake from WhatsApp, field execs, email and insurer feeds → an evidence network that OCRs, structures, QCs and seals every document → a per-insurer view of exposure and defensibility. Lawyers and insurers stay in separate lanes that meet only through official disclosure.

I'm an insurer →

Live exposure board, defensibility, panel and FMF compliance. Request a pilot.

I'm a lawyer →

WhatsApp intake, record retrieval and deterministic MACT calculators. Start sending records.

Every document, provably itself.

From the moment a record is retrieved, NRD hashes it, timestamps it, and locks it. If a single byte changes, the certificate breaks. You can hand it to a tribunal and prove it is the original — admissible under the Bharatiya Sakshya Adhiniyam, Section 63.

Verifiable · timestamped · locked 7 years
Retrieved
Hashed
Sealed
documentCLM-20413_FIR.pdf
sha-256a1f3…9e2c
sealed2026-05-22 14:08 IST
status✓ verified · locked

Questions

NRD is insurer-side claims infrastructure for motor third-party and MACT bodily-injury claims in India. It retrieves, structures and verifies the evidence behind a claim, then shows the insurer where every claim stands, what it is likely to cost, and where it is weak.

See where your claims really stand.

Book a pilot on a slice of your motor/MACT book.