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Claims intelligence · Motor TP / MACT

Know where every claim stands.

NRD reads, organises and checks the evidence behind every road-accident injury claim — and gives your team a live view of what each claim could cost, the money set aside for it, and where the file is weak.

Pilot on a slice of your own book — nothing to integrate to start.

Data stays in India CERT-In aligned Per-insurer isolation

Built for a regulated buyer

India-resident · audit-logged · isolated

Data stays in India

All claimant data is processed and stored in India (the AWS Mumbai region), with consent tracking, automatic deletion after set periods, and a 72-hour breach process.

DPDPA 2023

Government security standard

Logs kept 180 days, incidents reported within 6 hours, clocks synced to an official time source, and continuous monitoring.

CERT-In 2022

Encrypted, a key per insurer

Bank-grade encryption. Each insurer's records are locked with its own key, in write-once storage that can't be altered.

AES-256 · WORM

Each insurer walled off

One insurer's claim file can never be read by another. Insurer and lawyer work stay on separate tracks — enforced, not promised.

per-insurer

Chain of custody

Every retrieved document carries a tamper-proof, timestamped certificate that stands up in court.

BSA S.63

How it works

From scattered documents to a claim you can act on.

01

It all lands in one place

WhatsApp forwards, photos from the field, email and insurer feeds all arrive together. Nothing to retype, nothing lost in an inbox.

02

Read, organised and sealed

Netra reads and organises every document — injuries, bills, dates, people involved — then gives each file a tamper-proof fingerprint and timestamp, so it holds up in court.

03

See where every claim stands

A live board showing what each claim could cost, the money set aside for it, how strong the file is, and any fraud signals — for your own book. Decisions on evidence, not guesswork.

Meet Netra · AI-assisted, human-verified

An AI reads every claim file — so your team doesn't.

Field photos, WhatsApp forwards, scanned hospital bills, FIRs First Information Report — the police report of an accident and police documents — Netra (NRD's document-reading engine) takes all of it in, organises it, and checks it. Your team opens a claim that's already sorted.

Reads

Reads and understands every document from WhatsApp, email and scans — even messy field photos.

Organises

Pulls out injuries, bills, dates and people into one clean, searchable claim record.

Checks

Runs evidence checks — is anything missing, altered, or over-billed?

Drafts

Prepares petitions, briefs and letters from the verified record — for a person to sign off.

03 cross-checking billing vs CGHS

A messy document, turned into fields

AI does the reading

Heavy document lifting

Ingest, OCR, extract, summarise. The slow, manual part — done in minutes.

Rules do the deciding

Explainable, not a black box

Every fraud flag, file-strength score and valuation comes from fixed rules you can audit — not an AI guess on the call that matters.

Every document, provably itself.

From the moment a record is retrieved, NRD hashes it, timestamps it, and locks it. If a single byte changes, the certificate breaks. You can hand it to a tribunal and prove it is the original — admissible under the Bharatiya Sakshya Adhiniyam, Section 63.

Verifiable · timestamped · locked 7 years
Retrieved
Hashed
Sealed
documentCLM-20413_FIR.pdf
sha-256a1f3…9e2c
sealed2026-05-22 14:08 IST
status✓ verified · locked

Start with a pilot

See it on your own book, in weeks.

Pick a slice of your open motor third-party motor third-party — injury claims from road accidents claims. We organise and score them on your data, in your own walled-off space your own walled-off space, separate from every other insurer , and hand you a live board of where each claim stands — before you commit to anything.

  • Your data stays in your own walled-off space, held in India
  • Nothing to wire up to start — just send us a sample
  • A real board on real claims, not a slide deck

Work with claimants as a panel advocate?

NRD gives your firm WhatsApp intake, record retrieval and exact MACT Motor Accident Claims Tribunal — the court that decides road-accident compensation compensation calculators — fixed formulas, not an AI guess.

For panel lawyers →

Questions

NRD is insurer-side claims infrastructure for motor third-party and MACT bodily-injury claims in India. It retrieves, structures and verifies the evidence behind a claim, then shows the insurer where every claim stands, what it is likely to cost, and where it is weak.

See where your claims really stand.

Book a pilot on a slice of your motor/MACT book.

Held in India Walled-off per insurer Court-admissible record